other services
Free online banking with multifactor authentication
Access your accounts safely and securely with our multi-factor authentication online banking service. Hop online anytime and anywhere from the comfort of your own home or the convenience of your office for easy access to your accounts information.
online bill payer
Access to your account 24/7 through our online banking bill pay. Avoid late fees by paying your bills online and having it immediately transfer to your payees or save on postage by paying your monthly bills easily and efficiently.
community club
The Community Club is open to all depositors age 55 or better and is the first of its kind in the bank’s 120 year history.
The Community Club provides its members with a special package of banking services and benefits, along with various activities, including trips, seminars and social events.
In addition to a free checking account with no minimum balance, club members will also receive a host of other benefits, including:
- No annual fee or usage fees on ATM or debit cards
- Discounted safe deposit boxes
- Overdraft protection (subject to credit approval)
- Special CD bonus rates (offered periodically at the bank’s discretion)
- Emergency medical expense waiver
- Free cashiers checks
- Free money orders
- Free notary service
- Free photocopy and fax service
- Free stop payments
- Free direct deposit
- Travel opportunities
- Seminars
The bank acknowledges the importance of this segment of its population and customer base. We created this club to allow us to work closer with these customers. They represent an important part of our bank’s business, and we will provide them with the personalized, courteous service that they deserve.
One unique aspect of the Community Club involves the emergency medial expense waiver. Should a club member incur hospitalization or nursing care services, the bank will allow an early withdrawal of the customer's certificate of deposit at no charge. We realize that these types of expenses can be both sudden and large in nature and want to ensure that our club members can access their funds without cost, if necessary.
Bank officials encourage everyone at least 55 years of age to call or visit the bank to find out more information or to sign up for the club.
ready reserve
Stop in today and apply for our Ready Cash Line of Credit. This small unsecured loan will give you peace of mind. The Ready Cash line of Credit is attached to your checking account as an overdraft protection account. With this account you will avoid overdraft fees that may incur if you do not have the Ready Cash Line of Credit.
touchtone banker
Use our convenient telephone banking service to check your balance, make an account transfer, or pay on your loan.
DOWNLOAD A PDF OF OUR COMPREHENSIVE PERSONAL ACCOUNTS BROCHURE - COMING SOON!
