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FOCUS™ Investment Center ABOUT FOCUS Focus Investment Center is a full service Financial Advisory firm operating in partnership with Community Bank. At other firms it may seem their interest is in how you can help their bottom line, but at FIC we’re focused on you. Through our collaborative ENVISION process, we work with you to fully understand your needs and goals. This process allows us to create comprehensive financial plans, customized to your unique situation. Contact us today to discuss how we can help bring the focus back in your financial life. MEET OUR REPRESENTATIVE Kris Emick Kris is a licensed insurance agent and holds FINRA Series 6, 7 and 66 licenses. Kris Emick can be reached by calling (515) 953-0921 or by email
This is not intended for solicitation purposes. Electronic Mail sent through the Internet is not secure. We will not accept time sensitive action oriented messages, transactions, orders, funds transfer instructions or check, stop payments electronically. Broker Dealer Financial Services Corp. is a separate organization from Community Bank. All transactions for your account will be provided by Broker Dealer Financial Services Corp. and not by the bank. Only applicable in states in which Broker Dealer Financial Services Corp. and their representatives are licensed and registered. Securities offered through Broker Dealer Financial Services Corp. Member FINRA & SIPC
Securities offered through IBA Securities, a division of Broker Dealer Financial Services Corp., Member FINRA & SIPC. Advisory Services through Investment Advisors Corp, an SEC registered investment adviser. Securities are not FDIC insured, not a bank deposit or product, may lose value and are subject to investment risk including possible loss of principal.
Community Bank will be sending two statements in the month of January due to a computer enhancement. The first statement will be mailed January 13th and then you will receive your usual statement at month end. All customer statement will be sent at month end going forward. Please contact us with any questions.
NOTICE OF CHANGE IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov. |
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